Tarot Card Combinations for Money

Financial losses and gains are often reflected in tarot readings, but what tarot card combinations are red flags for money problems? And which ones predict an upturn in the client’s flow of abundance?

I’ve put together some card combinations which point towards financial areas that could present challenges and others that indicate money is on the way. As usual, my advice is to take into account the client’s situation, the question, the cards’ positions and the other cards around them. Remember that one or two cards in a reading may not indicate a financial downfall, or indeed a windfall. It might simply mean that the client should be aware of overspending.

Please note, that, as with any of these articles, interpretations are subjective and yours may be different to mine. I’d love to hear your views on tarot card combinations for money in the comments.

Tarot Card Combinations: The Wheel of Fortune

I’ve often found that the Wheel of Fortune (either upright or reversed) next to certain cards is significant in financial readings. As soon as I see it, I look for other cards which give an indication toward prosperity or otherwise. One time I did a reading and the Wheel turned up next to the Ace of Pentacles. As a sort of throw-away remark, I told my client not to forget to buy a lottery ticket. Later she emailed back to say she had bought a ticket that week and had won £10, but more significantly, her grandfather had gifted her and her siblings £4,000 each. Ever since then, those two cards have been indicators to me, that the reading is about money.

Tarot card combinations money 1

The Wheel of Fortune and Negative Financial News

  • Reversed Two of Wands: Plans for a business coming adrift.
  • Reversed Three of Wands: Something goes wrong with an investment.
  • Nine of Wands: Temporary financial setback, but check other cards.
  • Ten of Wands: Too many debts and financial commitments.
  • Reversed Seven of Cups: Either the seeker over-reaches financially or they cannot commit to developing their potential.
  • Reversed Nine of Cups: The money is flowing away – fast.
  • Seven of Swords: The seeker might be swindled or conned out of money.
  • Nine of Swords: The seeker is anxious and worried about their finances.
  • Ten of Swords: Loss of income, particularly loss of employment or business.
  • Reversed Two of Pentacles: However much they try, there’s more going out than coming in.
  • Five of Pentacles: Loss of home, money or possibly job. Big financial challenge.
  • Reversed Six of Pentacles: No financial recovery in sight. Upright: finances improving.
  • Reversed Nine of Pentacles: loss of financial stability and/or independence.
  • Reversed Ten of Pentacles: no inheritance, or a very reduced one.
  • Reversed Empress: Financial growth is restricted or halted.
  • The Tower: Very challenging setback. Possibly connected with finances but not necessarily.

The Wheel of Fortune and Good Financial News

  • Ace of Wands: A new idea or inspiration leads to increasing good fortune.
  • Four of Wands: A successful and rewarding conclusion to a business deal.
  • Eight of Wands: You need to move swiftly to benefit from a project.
  • Six of Cups: Good things will come via an old friend or connection. May not necessarily be to do with finances.
  • Nine of Cups: You are already doing well financially and spiritually, or you will be doing so soon.
  • Ace of Swords: a breakthrough in thinking may lead to an upturn in fortune.
  • Ace of Pentacles: a win or a gift of cash.
  • Three of Pentacles: a promotion.
  • Four of Pentacles: set up a savings account.
  • Reversed Five of Pentacles: a way to financial recovery will soon become apparent.
  • Six of Pentacles: Give in order to receive.
  • Seven of Pentacles: Step outside your comfort zone in order to attract business or financial improvement.
  • Nine of Pentacles: Good news on the investments.
  • Ten of Pentacles: Make a will. Alternatively, a family business or inheritance is important at this time.
  • Empress: Anything could happen, financially – but overwhelming feeling is positive.
  • Justice: A contract or settlement could be in your favour.
  • The Sun: Improvement in all aspects of life, including money.

Tarot card combinations finances savings

Tarot Combinations: Financial Abundance

Look for the following tarot combos to show that circumstances are looking good, money-wise:

  • Ace of Pentacles with any of the cards mentioned above, where the Ace takes the place of the Wheel of Fortune. If anything, these combinations are more geared towards finances.
  • Two of Pentacles and Nine of Pentacles (or the Nine of Cups) together show that an early struggle will lead to a better financial situation later. This is to do with a long-term outlook and suggests putting money into a pension fund or savings scheme. Small savings now lead to financial independence later.
  • Six of Cups and Ace of Pentacles: parent and grandparents contributing to a child’s savings plan.
  • Should the Empress, Wheel of Fortune, Ace of Pentacles turn up in the same reading, the financial future is very rosy.

tarot card combinations for money

Tarot Combinations: Financial Loss

Look for any combination of the following:

  • Reversed Fool: Foolish risk.
  • Reversed Magician: Con man.
  • Reversed Justice: A decision not going your way.
  • Hanged Man: Money falling out of pockets.
  • Death: The end of something – might be a career or marriage.
  • Tower: Loss, devastation.
  • Reversed Pentacles (or upright Five): Financial challenge, depending on other card/s.
  • Seven of Swords: Bad scheme or advice given.
  • Nine of Swords: Anxiety.
  • Ten of Swords: Loss of job, esteem, money.

Court Card Combinations

There are several court cards that can be connected to money, especially in combination with any of the cards previously mentioned. The main ones to look out for are:

  • Pentacles – upright, they are all positive in a financial reading. Reversed, not so much.
  • Reversed Swords – depending upon what cards appear with them, they can be connected to financial loss.
  • Reversed Wands – can indicate failing businesses or projects.

Cups court cards are least likely to have anything to do with money.

Two Card Abundance Spreads

Use short, sharp two-card spreads to get a quick answer regarding finances. Try these:

Position One: Where am I now, financially?
Position Two: Where am I headed?

Position One: What am I doing wrong, financially?
Position Two: What advice can the tarot give?

Position One: What opportunity is available?
Position Two: What is the outlook if I grab it?

Position One: I should say yes to…?
Position Two: I should say no to…?

Position One: Money advice 1?
Position Two: Money advice 2?

Don’t forget to check the lists above for possible red flags or green light tarot card combinations for money advice.

Tarot Card Combinations – how to work out what particular combinations mean.

Tarot Card Combinations That Show Cheating:

The deck used for illustration is the Gilded Tarot by Ciro Marchetti

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6 thoughts on “Tarot Card Combinations for Money

  1. Joanne

    Hi I’m new to tarot cards but done my first set and not sure what the meaning is but I had ten of pentacles in future position then on (right side
    ) card alone was 8 of wands,and on side I had from bottom up ace of wands, three & four of wands and on top was wheel of fortune ! Also 6 of pentacles has fallen out not once but TWICE in shuffling now surely this has to mean something could you help please 🙂 Joanne

    1. Troi Post author

      Hi Joanne, welcome to the addictive world of tarot 🙂

      I can’t interpret your cards for you without knowing the question, your circumstances and the deck used.

      Can I suggest that you simply let that reading go and just get used to doing one and two card readings until you become more confident? Beginners always think they have to do full readings, but you don’t. You can get all you need from one or two cards. Think about reading for one of the networks… the Free Reading Network run by the American Tarot Association is an excellent way to get lots of practice and you get to help others too.

      The repeated appearance of the Six of Pentacles is quite significant and may mean that someone requires suport in some way or another. Take every opportunity to reach out – see suggestion above.

      Good luck!

    1. Troi Post author

      So, for that kind of question – essentially a yes/no question, all you need is one card 🙂 A more useful question when using several cards is “What can I do to improve my finances?” or “What do I need to know about my money situation in the coming months?” Even then, you don’t need more than one card to start. You can have a kind of dialogue with the cards where you ask a question, draw a card, which leads to another question to which you draw another card, and so on. Just know to stop at three or four cards or you could end up more confused than before you began 😀

      Looking at your cards in a very general way, i.e. without examining their positions, etc. they look like a pretty positive bunch. However, all those Wands may mean that you have to put some effort in by acting on your ideas. Your finances will improve if you make the changes, do the work and allow the money to flow 🙂

  2. Unicorn Child

    Hello 🙂

    I asked my cards, “What is my financial situation/outlook for the next month. I got the following cards and because they are majors I am a little stumped and stunned.

    Note- My teenage son told me the very next day that he had a dream that I won a major division 1 lottery. Last time he told me something he dreamed about was when 2 Japanese horses won the Melbourne Cup in Australia about 11 years ago and they ran 1st and 2nd.

    Would you please decipher these cards please so I have an outside opinion and not what I want them to say?

    Past. Chariot
    Present. Emperor
    Future. Magician
    Outcome. Empress

    1. Troi Post author

      Hi UC, I can’t interpret your cards for you because I’m not the one who did the reading. A tarot reading is like a snapshot in time. The energy is responding to you in the moment. For a short question such as yours, just use one card, otherwise you will get confused. Why would you use a past, present, future, outcome spread when all you want is one piece of information relating to the coming month? If I were you, I’d go with the Magician and the Empress: Be prepared for any new opportunities to grow your abundance 🙂


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